Symteco-International Corporation by the proposed new system is, the telephone utility and tax payments and transfer money, transfer money between them to do, with computer access for my safe - only through SMS. This problem in different countries from year to year mobile operators and managers are trying to say that the mobile phone user should be the main means of payment. Because today's society, we often leave the house vamjobinebt money card, but it'll be taking with the phone.
The banks have realized how to carry out remote-control system on the go, but eventually the bank accounts and mobile phones, "blending" conversation still turned out to be premature, as far as: - Any bank, this service only provides its customers and other banks, especially banks from other countries to talk about integration is not supported. - Complete mobile management system have been able only to large banks. Smaller banks and their clients to remain outside of all this.
Corporation Symteco, in 2005 information technology and financial sector companies working in the community were created and immediately became the focus, based on the latest technology, cheap and rapid creation of new banking services on the.Symteco-specialists to reach this conclusion because, in their opinion, the following factors are due to soon stand with integrated payment systems and the need for cheap. These factors are:
1. Card technology "morally modzveleba", depending on the infrastructure from expensive (and ATM card issuance fee) 2. Card infrastructure in the framework of international payment systems and the limitations of the existing frames. 3. OnLine Payment to implement, expensive e-Commerce-technology alternatives to not having.
These factors sapirtsoned Symteco-Follow the experts, that there is a high-level access with cellular network operators consisting of ready communication environment. Also, the population of the cellular network using a stable culture. Thus, remained only a new technology appears that can unite the banking services, cellular network, cash flow management.
All the bank, mobile payments and transfers in one system to join the idea, the company Symteco-specialists mouvidat when they are mobile banking implementation in one - one Kazakh largest bank in the performing and the other small players with the negotiations have shown that a separate service, the purchase of an opportunity they do not have.
The decision on the possible effect of more sinergiuli yield, which allowed banks to fully daevitsqebinat receiving payments and the necessity of working with clients the opportunity to not only pay account, but to implement messages to each other, irrespective of which bank account to be opened.
A survey showed that customers generally forgotten account numbers and banks, where they have the account open. Because only one message for the imprint was not enough, they precisely know - the receiver's mobile phone number. As in any service, loyalty ubraloebam system and replaced most of the clients that drew up the civilians, who regularly uses the services.
HandyPay-transfer, payment of goods and services turned out to be the most advantageous way. Through his bank account to receive the necessary financial information, the mobile phone is available at any time.
What are the advantages to the system for banks:
1. Attracting new customers 2. Making payments and money transfers from the commission at the expense of increasing araprotsentuli. 3. Business - processes and their self-service mode of transportation
These interests, according to Bank of mobile payments will develop at the expense of its clients and will try to transfer payments and the majority of other channels from the HandyPay-service transfer. Infrastructure development and partnerships with banks in the framework, HandyPay-inclusion in the banks will be able to completely free of charge.
Bank, the necessary software and service processes HandyPay-will, which is realizebasa additional fee for the bank and brings the bank pays the fee payer. In addition, the commission satranzaktsio Bank Mobile payment system for each operator to pay to the successful operation.
International Corporation's Symteco-Success Stories
The end of 2009, the territory of the Republic of Kazakhstan project "HandyPay Kazakhstan" has started. In Kazakhstan, some 16 million mtskhovrebia, cellular network operators working 4 and about 30 commercial banks operating.
At the end of the summer of 2010, for all the necessary infrastructure was ready - all the cellular network agreement has been reached, the project includes the largest commercial bank of 6 and 40 - more than service providers. It is now possible, cable television service, network, Internet and other taxes paid by mobile phone. In the near future it will be possible to carry out money transfers. In 2010, the company Symteco International-have, "HandyPay Russia" - a money transfer system and the system, chontatst - the integration of the pilot project is launched.
International Corporation Symteco-local system's "HandyPay Georgia" will become part of a global infrastructure, the company found Symteco International-building. "HandyPay Georgia" - involved in the system, consumers in the world of financial operations and be able to distance and borders do not pay attention.
Symteco International-the company found its system improvement for non-cash payments in order to increase the number of sheusveneblad work. New payment service, the main principle is true, it is only for simplifying the end user remains - PIN-codes into dull and complicated "modified" to cancel installation. In most cases this is a touch should be given. New technology allows it.
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